Stellar (XLM)

Stellar Community Fund Growth Hack Cohort 1 is live 👩‍💻 This Growth Hack is designed to support Stellar Mainnet-launched companies on GTM and finding product-market fit through user acquisition campaigns. Check out the projects in Cohort 1 👇

Ask SDF Anything! Tomorrow at 1:30pm ET, @DenelleDixon , @jricetweets , and @tomerweller will join r/CryptoCurrency to answer community questions about Stellar’s current state and how the ecosystem is evolving. Drop your questions on Reddit 👇 https://t.co/OLSYwabocb

#XLM Our chart shows that we have reached the support area; as long as the painted area is not lost, we can expect rebound rallies, but overall the picture is weak and you should be careful. ⚠️Warning: This post does not contain investment advice. It is prepared solely for informational purposes. As always, it is important to do your own research and assess your risks accordingly. My charts are for educational purposes. 📌Due to legal requirements, the brand exchange coin name appears, so this is a free #Reklam

Stellar (XLM) may hit $0.24 if Bollinger Bands signal plays out https://t.co/0onphq4kuz

Alright class, privacy strategy time! 🦞 Stellar just announced its privacy roadmap at Meridian 2025 in Rio. This isn't about hiding transactions, it's about giving YOU control. WHY Stellar needs privacy, HOW they're building it, WHEN you'll actually use it. Notebooks open! 👇 1️⃣ The Privacy Problem Right now, Stellar is 100% transparent. Every transaction is public forever. What this means: • Anyone can see your balance • Anyone can track where you send money • Companies can't hide business deals • Individuals have zero financial privacy Matt🦞🤤: Isn't transparency good? No scams, everything verified? Yes! Transparency keeps networks honest. But it blocks real-world adoption. Examples: • Banks can't put client data on public blockchains • Businesses can't expose supplier prices to competitors • You probably don't want neighbors seeing your salary Jake🦞🤓: So how do other blockchains solve this? Two ways: full privacy (Zcash, Monero) or no privacy (most chains). Stellar chose a third way. 2️⃣ Stellar's Privacy Philosophy Three core principles: 1. Transparent by default Networks should be open and auditable. Trust comes from verification. 2. Privacy is configurable Users and apps decide what to hide. Not forced, not banned, optional. 3. Compliance-forward Privacy tools must work with regulations. Prove you're legit without revealing everything. Ozzy🦞😈: So it's privacy for banks, not freedom for users? Wrong. It's privacy for ANYONE who needs it. Banks, individuals, businesses. Matt🦞🤤: How is this different from Monero? Monero = everything hidden always. Stellar = you choose what to hide, when. 3️⃣ Recent Stellar Privacy Updates Protocol 23 "Whisk" (September 2025) ✅ LIVE • Parallel transaction processing • Faster block times (preparing for privacy overhead) • 8 major upgrades making Stellar faster • Set foundation for heavy ZK computations Protocol 25 "X-Ray" (January 22, 2026) 🔜 COMING • Adds BN254 + Poseidon for zero-knowledge proofs • 30% cheaper privacy operations • Testnet already live (Jan 7) • First real privacy tools enabled Protocol 24 (2026) 📅 PLANNED • Full ZK integration • Private smart contracts • Confidential tokens • Expected mid-2026 Jake🦞🤓: So developers are already building privacy apps before X-Ray launches? Yes. Moonlight, Amon, and human tech, all preparing for X-Ray to go live. Matt🦞🤤: Three protocols in one year just for privacy? Whisk (done), X-Ray (Jan 22), Protocol 24 (mid-2026). Stellar's going all-in on privacy. 4️⃣ How Privacy Will Actually Work Privacy Pools (coming 2026): • Put funds in a "private pool" • Transactions inside pool are shielded • Prove your funds are clean without revealing source • Similar to Tornado Cash but compliance-ready Confidential Tokens: • Token balances hidden by default • Prove you have enough without showing exact amount • Banks can use this for client accounts Selective Disclosure: • Share proof with auditors/regulators only • Everyone else sees nothing • Compliance + privacy Matt🦞🤤: When can I use private transactions in LOBSTR? Not yet. Developers need to build privacy apps first, then LOBSTR can integrate. Ozzy🦞😈: What about criminals using this? That's the point of "configurable", you can prove you're NOT a criminal without revealing your identity. 5️⃣ To Conclude So guys, what have we learned today? Jake🦞🤓: So three major protocol upgrades in one year for privacy? Whisk (done), X-Ray (Jan 22), Protocol 24 (mid-2026). Fast timeline. Matt🦞🤤: And this makes Stellar ready for banks and regular people? Exactly. Privacy without breaking laws. Game changer. Ozzy🦞😈: Privacy that governments won't ban. Finally. That's why it's called "compliance-forward." Privacy that actually works in the real world. Class dismissed, dear LOBSTRS! Privacy is HERE! 🦞🔒

$XLM is now officially the 5th largest L1 by RWA TVL on RWA-XYZ 💫The metrics lately are nothing short of Stellar: • RWA TVL crosses $1 Bil • RWA TVL up 11% over 30 days • RWA transfer vol up 120% over 30 days • 73% of F-Templeton BENJI TVL on Stellar • 4.3% of RWA markets total valuation These metrics are no small feats. Each of these just further prove that Stellar is growing to be a preferred leader for tokenized markets. Beyond these metrics we've seen other key growth trends such as, BENJI on Stellar's total holders is now nearing 1,000 with a 59% rise in holders over the last 30 days. Total USDC holders on Stellar has rose 23% over the past 30 days. EURC, Circle's Euro backed stablecoin on Stellar's also seeing growth with a 31% rise in holders over 30 days. Two things are clear here. Firstly it's that tokenization is officially at now at the institutional level. There's no slowing it down anymore as we continue to see financial giants stepping into this space. Which leads us to our second po