What is BitMart Crypto Loans?

BitMart is an overcollateralized, open-term loan product. Users can borrow and repay the loan at any time. The collateral of the loan can earn returns through Flexible Savings.

What can I do with my borrowed assets?

You can use borrowed funds on BitMart to trade or earn higher returns with Earn products. Alternatively, you can withdraw the borrowed funds and use them for anything you like.

How is the interest calculated on my loan positions?

Flexible-term loans generate interest every hour. The hourly interest is calculated by multiplying the sum of the principal borrowed and the interest accrued by the current interest rate.Hourly interest = (Principal borrowed + Interest accrued) × Current interest rate.

Are there any limits to how much I can pledge and borrow?

Yes, for every cryptocurrency, there are different maximum amounts you can pledge or borrow. Please refer to the Loan Information for the latest information.

Can collateral generate income?

Users can choose whether to transfer assets to Flexible Savings to earn returns when pledging. The earnings generated from the pledged assets will be credited to the loan account as additional collateral. If Flexible Savings supports tiered APY, the collateral's earnings will only earn the lowest interest rate.

Crypto Loans

Borrow and repay flexibly

Muti-Collateral

Collateralize to Get Flexible Savings Return

Customized Loans

Customized crypto loans services for VIP users, supporting more cryptocurrencies and offering better interest rates.